Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to https://mis-sold-car-finance-black-horse-2.dreamdwellings.net (hereafter referred to as “Mis Sold Car Finance Black Horse,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, and handling of information from our website visitors, users, and customers in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in electronic documents
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and California Consumer Rights Act (CCRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, apps, or services accessed through links or integrations on our site. These entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Privacy Policy covers the following interactions:

  • Using our applications, services, or products as an authorized user
  • Visiting and navigating our websites linked to this policy
  • Receiving communications from us, such as newsletters, emails, phone calls, or text messages (SMS)

Personal Data Collection

We collect various categories of personal data to provide and improve our services. These include:

  • Account Information: Your user name, login ID, email address, and password hashes used for secure access.
  • Payment Information: Credit card details, billing addresses, and transaction history for processing payments securely.
  • Financial Data: Details about your financial status, credit reports, and loan-related information to assess and manage financial risks.
  • Purchase Information: Products or services you’ve purchased, order history, and related communication records.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data for analytics and personalization.
  • Location Data: Your geographical location, which we may collect from GPS signals, Wi-Fi access points, or other similar technologies.
  • Feedback and Reviews: Comments, suggestions, and ratings you provide to help us improve our services.
  • Social Media Information: If you choose to connect your social media accounts, we may collect data from these platforms (with your consent) for personalized content and advertising.
  • Product Interaction Data: Information about how you interact with our products, including pages visited, features used, and purchase behavior.

We gather this data through various means, such as user input forms, account settings, browsing activities, analytics tools, cookies, and third-party service providers.

Cookies

We use cookies to enhance your experience on our website and for analytical purposes:

  • Strictly Necessary Cookies: Ensure basic functions work, like logging in and navigation.
  • Preference Cookies: Remember user preferences, such as language settings and content personalizations.
  • Analytics Cookies: Track and analyze user behavior on our site to improve performance and optimize content.

Users can manage non-essential cookies through our Cookie Manager or browser settings. Please note that disabling certain cookies may impact your experience on our website.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If you are a parent or guardian and believe we have collected information about your child, please contact us, and we will take appropriate steps to delete that data.

Your Rights (depending on your location)

The laws governing data privacy vary by jurisdiction, and so do your rights regarding personal data:

  • Access: You can request access to the personal data we hold about you.
  • Rectification: Have any incomplete or inaccurate data updated.
  • Erasure (Right to be Forgotten): Request the deletion of your data under certain circumstances.
  • Restriction: Limit the use and processing of your data for specific purposes.
  • Data Portability: Receive your personal data in a structured, commonly used format.
  • Objection: Object to or withdraw consent for specific data processing activities.
  • Non-Discrimination: Be free from unfair treatment due to exercising your privacy rights.

To exercise these rights, please contact our Data Protection Officer using the details provided below. We will respond to your request in accordance with applicable laws.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be notified through our website, and updated policy versions will be readily available.

Contact Information

For any questions, concerns, or requests related to this Privacy Policy or your personal data:

  • Email: contact@mis-sold-car-finance-black-horse-2.dreamdwellings.net
  • Mailing Address: Mis Sold Car Finance Black Horse, [Street Address], [City, State, ZIP Code] (as provided in the official documentation)